Minimum Mandatory Requirements
The District of Columbia requires the following based on each license type:
General Contractor and Construction Manager
Class |
Coverage Amounts and Type |
Authority |
---|---|---|
Class A - The holder of a Class A license is subject to no limitation as to the value of any single contract |
Commercial general liability (CGL) insurance of at least two and a half million dollars ($2,500,000) per occurrence (primary or umbrella) for bodily injury and property damage arising in any way from the issuance of the license. |
17 DCMR § 3902.1 (a) |
Class B - The holder of a Class B license is not entitled to engage in the construction of any single contract project of a value in excess of ten million dollars ($10,000,000)
|
CGL insurance of at least one and a half million dollars ($1,500,000) per occurrence (primary or umbrella) for bodily injury and property damage arising in any way from the issuance of the license. |
17 DCMR § 3902.1 (b) |
Class C - The holder of a Class C license is not entitled to engage in the construction of any single contract project of a value in excess of five million dollars ($5,000,000)
|
CGL insurance of at least five hundred thousand dollars ($500,000) per occurrence, one million dollars ($1,000,000) in the aggregate combined single limit for bodily injury or property damage arising in any way from the issuance of the license. |
17 DCMR § 3902.1 (c) |
The holder of a Class D license is not entitled to engage in the construction of any single contract project of a value in excess of two million dollars ($2,000,000)
|
Five hundred thousand dollars ($500,000) per occurrence, one million dollars ($1,000,000) in the aggregate combined single limit for bodily injury or property damage arising in any way from the issuance of the license. |
17 DCMR § 3902.1 (d) |
Class E - The holder of a Class E license is not entitled to engage in the construction of any single contract project of a value in excess of five hundred thousand dollars ($500,000)
|
Five hundred thousand dollars ($500,000) per occurrence for bodily injury or property damage arising in any way from the issuance of the license. |
17 DCMR § 3902.1 (e) |
Home Improvement Contractors
Coverage Amount and Type |
Authority |
---|---|
Liability Insurance minimum of fifty thousand dollars ($50,000) for bodily injury or death of any one (1) person in any single accident, one hundred thousand dollars ($100,000) in the aggregate for more than one (1) person in any single accident, and ten thousand dollars ($10,000) property damage in any single accident for the license period.
|
16 DCMR § 803.2 |
Other Regulated Businesses
License |
Coverage and Type |
Authority |
---|---|---|
Driving School |
For each vehicle owned, registered in the name of or controlled by the applicant, liability insurance in the amount of:
(a) twenty-five thousand ($25,000) for personal injury to, or death of, any one (1) person;
(b) fifty thousand ($50,000) for personal injuries to, or death of, any number of persons involved in any single accident; and
(c) five thousand ($5,000) for property damage in any single accident resulting from the negligence of the applicant or any agent, employee, or student of the applicant. |
18 DCMR § 906.2 |
Parking Facility |
Umbrella coverage minimum of two thousand ($2,000,000) for the duration of the license period. The licensee is required to give written advance notice to DCRA prior to the cancellation or lapse of the policy. |
24 DCMR § 601.1 |
Valet Parking |
Umbrella coverage minimum of two thousand ($2,000,000) for the duration of the license period. The licensee is required to give written advance notice to DCRA prior to the cancellation or lapse of the policy.) |
24 DCMR § 601.1 |
Tow Truck Business |
All-risk or public liability insurance of at least $750,000 for duration of the license. |
16 DCMR § 402.3 (g) |
Tow Truck Storage Lot |
Garage Keeper’s Liability Insurance of at least $50,000 for duration of the license. |
16 DCMR § 402.4 (e) |